and then they'll go after the valet company themselves in an effort to recover their loss.
Better yet, make your son do it. Call your insurer and get them to clarify your son's coverage until you understand it thoroughly.
and, increasingly, a typical one for an American family to ask. Since the risks are lower in the undergraduate demographic, so are the health premiums. It's rare that I get a question like this from a person who is, I'm guessing, prepared to understand the quantitative issues involved. The name of an insurance policy may identify its general category of coverage, but is pretty much worthless regarding the specifics.
Also, if you have significant pre-existing conditions, you probably won't be eligible. Therefore, if there is no lawsuit, then no claim is possible.
I am guessing that, being recently laid off, you are probably looking for another job, and that you anticipate finding one before too long.
Also, if you have significant pre-existing conditions, you probably won't be eligible. Maybe he'll file a claim with his liability insurer. The matter of finding the information required is a function of implementing the optional WHERE clause of the SELECT statement.
The name of an insurance policy may identify its general category of coverage, but is pretty much worthless regarding the specifics. Sounds fair, doesn't it?
and letting the judge or the jury decide whether the demand is a reasonable one. and, increasingly, a typical one for an American family to ask. But your insurer needs you to have it.
If so, then putting the rest of the family under that umbrella will very likely cost far less than continuing your COBRA coverage.
and letting the judge or the jury decide whether the demand is a reasonable one.
Because, by law in most states, the one thing that makes group coverage so attractive is that, in general, a member of the group can't be turned down over a pre-existing condition.