This process is the same for any extension of debt

[lizzie lewis]

The prospect of your card balance at zero is something that many Americans
are dealing with today.

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Last year there were over 1.3 million bankruptcies, the majority caused by
unmanageable card debt. What these card holders didn't realize is that when
banks approved their card and established their card limit; the banks used
the applicant's name and signature to create the money to fund the card. So,
in essence, it was their own money...




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Rob covered his face at the flash, but finding himself unhurt he took away
his hands and with blinking eyes attempted to look at a wonderful radiance
which seemed to fill the room, making it many times brighter than the
brightest day. Although at first completely dazzled, he peered before him
until he discovered that the light was concentrated near one spot, from
which all the glorious rays seemed to scintillate
He closed his eyes a moment to rest them; then re-opening them and shading
them somewhat with his hands, he made out the form of a curious Being
standing with majesty and composure in the center of the magnificent
radiance and looking down upon him! 2.